https://HailInc.com

Hail Damage Repair mistakes

PDR technician working on repairing hail damage on a customer's car

WAITING UNTIL THE HAIL SEASON IS OVER

Many individuals in areas like Denver and Broomfield often believe that waiting until the hail season is over before addressing hail damage is a prudent decision. However, this assumption can lead to costly errors. Here's why:

Firstly, delaying repairs can significantly increase the risk of irreparable damage to your vehicle, particularly if another hailstorm occurs. What might have been repairable damage can swiftly escalate to a total loss situation, leaving you with substantial financial losses. Remember, your car's metal can only endure so much damage before restoration becomes impractical.

Furthermore, every moment your vehicle remains unrepaired, it's exposed to further deterioration and safety risks. Operating a vehicle with existing hail damage not only compromises its aesthetics but also its structural integrity, potentially endangering you and others on the road.

Delaying repairs also exposes you to potential complications with insurance claims and repair scheduling. While you wait for insurance adjusters or repair shops to accommodate your needs, the damage may worsen, leading to longer repair times and increased costs.

In essence, procrastinating on hail damage repairs leaves you vulnerable to unforeseen disasters. Don't fall into the trap of waiting—take proactive steps to address hail damage promptly, safeguarding both your vehicle's condition and your peace of mind.

MISTAKE #3

“I'll just call my insurance company, file a claim, and do what they tell me.”

It seems like the logical step—after all, you trust your agent. But here's the reality: insurance companies have conflicting interests in hail damage repair. While they're obligated to pay for losses, they also aim to minimize costs. After a hailstorm, they're flooded with claims, leading to delays in inspections and subpar estimates. These initial estimates often fall short, sometimes by 40-50% of the actual damage. Insurance companies may offer settlements that seem appealing, but they're often far below the true repair costs. Accepting such settlements could mean losing thousands without realizing it until later. If you opt for repairs, your insurance should cover reasonable costs to restore your vehicle.

MISTAKE #4

“If I file a claim for hail damage, they’re going to raise my premium, and it’s just not worth it.”

This is a common misconception that leads many to avoid filing claims out of fear of increased premiums. But here's the truth: hail damage falls under your comprehensive coverage, not your collision coverage. Your premiums are already higher because you live in a hail-prone area. Filing a hail damage claim won't raise your individual premium; it's a collective increase for everyone in the affected area. By not filing, you're the one losing out. Don't let misinformation cost you—take advantage of the coverage you've already paid for.

MISTAKE #5

“All shops are the same, it doesn’t matter where I choose to have it repaired.”

The truth is, not all repair shops are equal, especially when it comes to hail damage repair. Paintless Dent Repair (PDR) is the gold standard for restoring vehicles affected by hail. PDR involves skilled technicians meticulously massaging the metal from underneath, preserving your car's factory finish without the need for fillers or repainting.

Choosing PDR ensures your vehicle retains its original factory finish, maximizing its resale value. While some shops may offer traditional repair methods involving bondo, grinding, and repainting, these techniques often fall short in delivering long-lasting results.

It's crucial to select a reputable shop that specializes in PDR and has the capability to handle severe damage with precision. Beware of temporary tent-repair operations that pop up after hailstorms, as they may lack the expertise and reliability of established local shops.

Investing in quality repairs not only restores your vehicle's appearance but also protects its value. Don't settle for subpar workmanship—research your options to ensure your vehicle receives the care it deserves. With the right shop, you'll hardly remember the damage, and your wallet will thank you too.

schedule a call

Avoid These 5 Common Mistakes When Dealing with Hail Damage